PPL Cover For Jewellery Designer Makers
Admin - 20/03/2023
As a jewellery designer maker in the UK, you put a lot of time and effort into creating beautiful and unique pieces. However, accidents can happen, and if you are not properly protected, they can have serious consequences for both you and your business. This is where products and public liability insurance comes in – it provides you with the protection you need to continue creating and selling your jewellery with peace of mind.
Products liability insurance covers you in the event that a product you have created causes harm to a person or their property. For example, if a customer were to have an allergic reaction to a piece of jewellery you created, or if a stone falls out of a piece of jewellery and damages someone's property, you would be covered. Without this insurance, you would be liable for any damages, which could be financially devastating for your business.
Public liability insurance covers you in the event that a person is injured or their property is damaged while on your business premises. For example, if a customer were to slip and fall in your store, or if someone were to accidentally knock over a display and damage their own property, you would be covered. Again, without this insurance, you would be liable for any damages, which could be financially devastating for your business.
As a jewellery designer maker, you may think that you don't need insurance because your products are small and unlikely to cause harm. However, accidents can happen in any business, and it's better to be safe than sorry. Additionally, many retailers and marketplaces require proof of insurance before they will sell your products, so having insurance can also help you expand your business.
When choosing a products and public liability insurance policy, it's important to make sure you have the right level of coverage for your business. You should also make sure that the policy covers all of the activities you engage in as a jewellery designer maker, including things like selling online and at markets.
In conclusion, products and public liability insurance is essential for a jewellery designer maker in the UK. It provides you with the protection you need to continue creating and selling your jewellery with peace of mind, and it can also help you expand your business by meeting the requirements of retailers and marketplaces. Don't wait until an accident happens – make sure you are properly protected today.
